{"id":10747,"date":"2015-12-05T10:30:19","date_gmt":"2015-12-05T15:30:19","guid":{"rendered":"http:\/\/kimberlypearl.co\/blog\/?p=10747"},"modified":"2015-12-04T23:37:39","modified_gmt":"2015-12-05T04:37:39","slug":"how-not-to-go-broke-during-the-holidays","status":"publish","type":"post","link":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/","title":{"rendered":"How Not to Go Broke During the Holidays"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"10748\" data-permalink=\"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/money-wings-flying-emoji-iphone\/\" data-orig-file=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg?fit=800%2C522&amp;ssl=1\" data-orig-size=\"800,522\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;\\u00a9 sadgurl00 - http:\/\/www.redbubble.com\/people\/sadgurl0&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"money wings flying emoji iphone\" data-image-description=\"&lt;p&gt;money wings flying emoji iphone&lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg?fit=800%2C522&amp;ssl=1\" class=\"alignleft wp-image-10748\" src=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg?resize=840%2C548\" alt=\"money wings flying emoji iphone\" width=\"840\" height=\"548\" srcset=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg?resize=300%2C196&amp;ssl=1 300w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/p>\n<p style=\"text-align: justify;\">I suppose I&#8217;m a bit late to the rescue now that Black Friday\/Cyber <del><em>Monday<\/em><\/del>\u00a0Week is over,\u00a0but better late than never, right?! If anything, there&#8217;s no better time: being smart about money is of the essence. (See evidence below, Exhibit A: a screen shot of a group text between my girlfriends and I about our post-spree predicament.)\u00a0You&#8217;ve spent more than you&#8217;ve budgeted and there&#8217;s still an entire month of festivities to go. Presents, parties, and holiday pick-me-ups do\u00a0<em>not\u00a0<\/em>come cheap.\u00a0What&#8217;s a girl to do when she&#8217;s nearing (or at!) her credit card limit but still has travel, food, booze, and gifts that require more than a bone or two?<\/p>\n<p style=\"text-align: center;\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"10751\" data-permalink=\"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/black-friday-broke-screenshot-iphone-group-imessage\/\" data-orig-file=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?fit=640%2C1136&amp;ssl=1\" data-orig-size=\"640,1136\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"black friday broke screenshot iphone group imessage\" data-image-description=\"&lt;p&gt;black friday broke screenshot iphone group imessage&lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?fit=577%2C1024&amp;ssl=1\" class=\"aligncenter wp-image-10751\" src=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?resize=470%2C834\" alt=\"black friday broke screenshot iphone group imessage\" width=\"470\" height=\"834\" srcset=\"https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?w=640&amp;ssl=1 640w, https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?resize=169%2C300&amp;ssl=1 169w, https:\/\/i0.wp.com\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/black-friday-broke-screenshot-iphone-group-imessage.jpg?resize=577%2C1024&amp;ssl=1 577w\" sizes=\"auto, (max-width: 470px) 100vw, 470px\" \/><\/p>\n<p style=\"text-align: justify;\">Going broke is NOT the answer. Here&#8217;s the frugal girl&#8217;s guide to getting by\u2014and being smart:<\/p>\n<h1 style=\"text-align: center;\">1. Take a look at the current state of your finances.<\/h1>\n<p style=\"text-align: justify;\">I know it hurts, but girl: ignorance is\u00a0<em>not<\/em> bliss. (It&#8217;s the stupidest saying I&#8217;ve yet heard.) I get it. I hate looking at my credit card statements when I&#8217;m guilty of spending more than I know I should, but a reality check is\u00a0<em>exactly<\/em> what you need. Do not go on and spend as if you haven&#8217;t a care in the world. You&#8217;ll regret it when the monthly statements come in and you can&#8217;t pay your credit card bill in full.<\/p>\n<p style=\"text-align: justify;\">I actually love the <a href=\"https:\/\/www.capitalone.com\/online-banking\/mobile\/iphone\/\" target=\"_blank\">Capital One<\/a> and <a href=\"https:\/\/www.americanexpress.com\/us\/content\/mobile\/\" target=\"_blank\">American Express mobile app<\/a>s for keeping tabs on my spending. In fact, I set an alert every time I reach $300 so I know to (1) be wary, and\/or (2) put a lid on it.<\/p>\n<p style=\"text-align: justify;\">Rip the Band-Aid off. You went overboard during Black Friday and Cyber Monday sales. Own it. I&#8217;m not hear to baby you and help you justify why you&#8217;re in the red.<\/p>\n<h1 style=\"text-align: center;\">2. You&#8217;re gonna make a list and check it twice.<\/h1>\n<p style=\"text-align: justify;\">Now that you know the reality of your financial situation, it&#8217;s time to go over your calendar and gift list. To the giftees\u00a0on your list who haven&#8217;t yet been shopped for: I&#8217;m sorry. We&#8217;re on a budget here, so instead of going splash-y (as I know we&#8217;re tempted to do in a world where social media hauls and reveals push people to spend\/want more than they need), try going the sentimental route. Shop Amazon for books you know\u00a0they&#8217;d like (I normally would suggest independent book shops or B&amp;N, but I&#8217;ll admit: Amazon has unbeatable prices when you&#8217;re in a pinch). DIY. Bake some gluten-free goodies or try a raw recipe; wrap up the goods in pretty cellophane or a pretty plate they can keep (and double as a jewelry dish!).<\/p>\n<p style=\"text-align: justify;\">Do you\u00a0<em>need<\/em> to go to all five holiday parties? Do you really have to buy\u00a0a different outfit for each\u00a0occasion? Why go out for drinks when you can stay in, save money, and not have to worry about getting a designated driver or spending an exorbitant amount on Uber? <em>Cut. That. Ish. Down<\/em>. Financial safety and stability\u2014think about your credit score\u2014are of utmost importance. FOMO is something you buy into (pun intended). It&#8217;s not a real thing; there will always be a next time, and\u00a0<em>don&#8217;t you dare<\/em>\u00a0use that YOLO excuse on \u00a0me.<\/p>\n<p style=\"text-align: justify;\">Acronyms aren&#8217;t real. Your bank account, however, is.<\/p>\n<h1 style=\"text-align: center;\">3. Do you need it? Or do you <em>want<\/em> it?<\/h1>\n<p style=\"text-align: justify;\">The difference is crucial. Remember: you&#8217;re living in a world consumed by capitalist consumerism. Retailers are the ones that need you\u2014not the other way around. And during this time of year, they&#8217;re plaguing on your psyche, convincing you that you&#8217;re missing limited edition XYZ from your life (you&#8217;re not) and that ABC is a once-in-a-lifetime-sale (fine, they&#8217;re\u00a0<em>sometimes\u00a0<\/em>right about this).<\/p>\n<p style=\"text-align: justify;\">Write down everything you want. If it&#8217;s not written down on that list, you can&#8217;t buy it. (We&#8217;re talking non-essentials, here.) Then, you want to check that list twice. Ask yourself the following questions:<\/p>\n<ol>\n<li style=\"text-align: justify;\"><em>Do you need it, or do you want it?<\/em><\/li>\n<li style=\"text-align: justify;\"><em>How long have you wanted it? (If it popped up on your radar within the last two to three months, cross it out. You don&#8217;t need it. You&#8217;re buying into the hype. If it turns out you do, it&#8217;ll go on sale, trust. All things do.)<\/em><\/li>\n<li style=\"text-align: justify;\"><em>How often will you use\/wear it? Be practical. (Special occasions only? X it out. Crunch is not a time to be spending on [expensive,] one-time-only things.)<\/em><\/li>\n<li style=\"text-align: justify;\"><em>How many ways can you wear it?<\/em><\/li>\n<li style=\"text-align: justify;\"><em>What&#8217;s the cost per wear?<\/em><\/li>\n<li style=\"text-align: justify;\"><em>Are there better sales or prices elsewhere? Is there another brand that does something comparable? Do your research. (My tip? If I can&#8217;t find a promo code or if I have to pay for shipping\/returns, it&#8217;s a pass.<\/em><\/li>\n<li style=\"text-align: justify;\"><em>Do you have room for it? (No? Chances are, you&#8217;re buying more than you can physically handle. Either put a lid on it or go through what you&#8217;ve got. Sometimes it&#8217;s nice to shop your wardrobe and rediscover old favorites or never-worn newbies. Sell what you\u00a0can to a consignment shop and donate the rest.)<\/em><\/li>\n<\/ol>\n<p style=\"text-align: center;\">Way harsh? Probably. But I&#8217;m all about tough love.<\/p>\n<p style=\"text-align: center;\">(Don&#8217;t worry. I know you&#8217;ll thank me later.)<\/p>\n<p style=\"text-align: center;\">. \u00a0 . \u00a0 .<\/p>\n<p style=\"text-align: right;\">xx<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #999999;\"><em>{image <a style=\"color: #999999;\" href=\"http:\/\/ih1.redbubble.net\/image.67056327.2933\/flat,800x800,075,f.jpg\" target=\"_blank\">via<\/a>}<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I suppose I&#8217;m a bit late to the rescue now that Black Friday\/Cyber Monday\u00a0Week is over,\u00a0but better late than never, right?! If anything, there&#8217;s no better time: being smart about money is of the essence. (See evidence below, Exhibit A: a screen shot of a group text between my girlfriends and I about our post-spree predicament.)\u00a0You&#8217;ve spent more than you&#8217;ve budgeted and there&#8217;s still an entire month of festivities to go. Presents, parties, and holiday pick-me-ups do\u00a0not\u00a0come cheap.\u00a0What&#8217;s a girl to do when she&#8217;s nearing (or at!) her credit card limit but still has travel, food, booze, and gifts that require more than a bone or two? Going broke is NOT the answer. Here&#8217;s the frugal girl&#8217;s guide to getting by\u2014and being smart: 1. Take a look at the current state of your finances. I know it hurts, but girl: ignorance is\u00a0not bliss. (It&#8217;s the stupidest saying I&#8217;ve yet heard.) I get it. I hate looking at my credit card statements when I&#8217;m guilty of spending more than I know I should, but a reality check is\u00a0exactly what you need. Do not go on and spend as if you haven&#8217;t a care in the world. You&#8217;ll regret it when the&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"full-width-content","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"How Not to Go Broke During the Holidays","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[2,704,20,27],"tags":[913,320,503],"class_list":{"0":"post-10747","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-advice","7":"category-etc","8":"category-life","9":"category-philosophy","10":"tag-finance","11":"tag-how-to","12":"tag-pearls-of-wisdom","13":"entry","14":"has-post-thumbnail"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Not to Go Broke During the Holidays &#8226; Soft Sensibilities<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Not to Go Broke During the Holidays &#8226; Soft Sensibilities\" \/>\n<meta property=\"og:description\" content=\"I suppose I&#8217;m a bit late to the rescue now that Black Friday\/Cyber Monday\u00a0Week is over,\u00a0but better late than never, right?! If anything, there&#8217;s no better time: being smart about money is of the essence. (See evidence below, Exhibit A: a screen shot of a group text between my girlfriends and I about our post-spree predicament.)\u00a0You&#8217;ve spent more than you&#8217;ve budgeted and there&#8217;s still an entire month of festivities to go. Presents, parties, and holiday pick-me-ups do\u00a0not\u00a0come cheap.\u00a0What&#8217;s a girl to do when she&#8217;s nearing (or at!) her credit card limit but still has travel, food, booze, and gifts that require more than a bone or two? Going broke is NOT the answer. Here&#8217;s the frugal girl&#8217;s guide to getting by\u2014and being smart: 1. Take a look at the current state of your finances. I know it hurts, but girl: ignorance is\u00a0not bliss. (It&#8217;s the stupidest saying I&#8217;ve yet heard.) I get it. I hate looking at my credit card statements when I&#8217;m guilty of spending more than I know I should, but a reality check is\u00a0exactly what you need. Do not go on and spend as if you haven&#8217;t a care in the world. You&#8217;ll regret it when the&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/\" \/>\n<meta property=\"og:site_name\" content=\"Soft Sensibilities\" \/>\n<meta property=\"article:published_time\" content=\"2015-12-05T15:30:19+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg\" \/>\n<meta name=\"author\" content=\"Kimberly\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kimberlypearl_\" \/>\n<meta name=\"twitter:site\" content=\"@abitcoquettish\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kimberly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/\"},\"author\":{\"name\":\"Kimberly\",\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/#\\\/schema\\\/person\\\/ef09d377bd0d3340790b390abd130e67\"},\"headline\":\"How Not to Go Broke During the Holidays\",\"datePublished\":\"2015-12-05T15:30:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/\"},\"wordCount\":914,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/kimberlypearl.co\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/money-wings-flying-emoji-iphone.jpg\",\"keywords\":[\"Finance\",\"How To\",\"Pearls of Wisdom\"],\"articleSection\":[\"Advice\",\"Etc.\",\"Life\",\"Philosophy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/\",\"url\":\"https:\\\/\\\/kimberlypearl.co\\\/blog\\\/how-not-to-go-broke-during-the-holidays\\\/\",\"name\":\"How Not to Go Broke During the Holidays &#8226; 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Soft Sensibilities","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/","og_locale":"en_US","og_type":"article","og_title":"How Not to Go Broke During the Holidays &#8226; Soft Sensibilities","og_description":"I suppose I&#8217;m a bit late to the rescue now that Black Friday\/Cyber Monday\u00a0Week is over,\u00a0but better late than never, right?! If anything, there&#8217;s no better time: being smart about money is of the essence. (See evidence below, Exhibit A: a screen shot of a group text between my girlfriends and I about our post-spree predicament.)\u00a0You&#8217;ve spent more than you&#8217;ve budgeted and there&#8217;s still an entire month of festivities to go. Presents, parties, and holiday pick-me-ups do\u00a0not\u00a0come cheap.\u00a0What&#8217;s a girl to do when she&#8217;s nearing (or at!) her credit card limit but still has travel, food, booze, and gifts that require more than a bone or two? Going broke is NOT the answer. Here&#8217;s the frugal girl&#8217;s guide to getting by\u2014and being smart: 1. Take a look at the current state of your finances. I know it hurts, but girl: ignorance is\u00a0not bliss. (It&#8217;s the stupidest saying I&#8217;ve yet heard.) I get it. I hate looking at my credit card statements when I&#8217;m guilty of spending more than I know I should, but a reality check is\u00a0exactly what you need. Do not go on and spend as if you haven&#8217;t a care in the world. You&#8217;ll regret it when the&hellip;","og_url":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/","og_site_name":"Soft Sensibilities","article_published_time":"2015-12-05T15:30:19+00:00","og_image":[{"url":"http:\/\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg","type":"","width":"","height":""}],"author":"Kimberly","twitter_card":"summary_large_image","twitter_creator":"@kimberlypearl_","twitter_site":"@abitcoquettish","twitter_misc":{"Written by":"Kimberly","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/#article","isPartOf":{"@id":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/"},"author":{"name":"Kimberly","@id":"https:\/\/kimberlypearl.co\/blog\/#\/schema\/person\/ef09d377bd0d3340790b390abd130e67"},"headline":"How Not to Go Broke During the Holidays","datePublished":"2015-12-05T15:30:19+00:00","mainEntityOfPage":{"@id":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/"},"wordCount":914,"commentCount":0,"image":{"@id":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/#primaryimage"},"thumbnailUrl":"http:\/\/kimberlypearl.co\/blog\/wp-content\/uploads\/2015\/12\/money-wings-flying-emoji-iphone.jpg","keywords":["Finance","How To","Pearls of Wisdom"],"articleSection":["Advice","Etc.","Life","Philosophy"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/","url":"https:\/\/kimberlypearl.co\/blog\/how-not-to-go-broke-during-the-holidays\/","name":"How Not to Go Broke During the Holidays &#8226; 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